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Singapore Home Loan Rates 2026

Find Your Lowest Mortgage Rate

Compare exclusive rates from Singapore's top banks — negotiated by FinanceSmith to save you thousands.

Calculate your repayment

SGD
%
Down payment: SGD 250,000Loan: SGD 750,000
25 years
1 yr30 yrs (max Private)

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Fill in the loan details on the left and click Calculate Best Rates to see a personalised comparison.

4+
Banks Compared
SGD 30k+
Avg Savings
0.3–0.5%
Rate Reduction